Author: Philip vanDyk

Banks take action on conduct and culture report

The New Zealand Bankers’ Association acknowledges a major report into bank conduct and culture released by the Financial Markets Authority and the Reserve Bank today, and accepts all their recommendations. “We are pleased the review found no evidence of widespread misconduct and culture issues across the industry here,” says New Zealand Bankers’ Association acting chief… Read more »

Protect your online banking with 2FA

As part of Cyber Smart Week the New Zealand Bankers’ Association is reminding people to get two-factor authentication to help protect themselves and their money when banking online. “Protecting your PINs and passwords is a good way of keeping your banking safe. Using two-factor authentication, or 2FA, is another way to fight financial crime,” says… Read more »

Doesn’t the bank have a duty to help me live better?

As responsible lenders, banks will look at both your willingness and ability to repay. If you don’t have a great credit history, you can work with your bank to rebuild it.

Home loans still possible after no-asset procedure

If you’ve been bankrupt before, it will help to rebuild a good credit history that demonstrates your willingness to repay. If you show you can keep up repayments your bank may work with you on something bigger, like a home loan.

Money Week: How to weather life’s storms

Three things you can do to weather a financial shock are: Having savings in place in case of an emergency Having insurance in place to protect yourself and your property Having wills and enduring powers of attorney in place to manage your money if you can’t. That’s the message from the New Zealand Bankers’ Association… Read more »