Media Appearances  /  Unintended consequences: Credit law change led to intrusive inquiries and higher decline rates for creditworthy borrowers

Unintended consequences: Credit law change led to intrusive inquiries and higher decline rates for creditworthy borrowers

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That has disappointed the NZ Bankers Association, whose CEO Roger Beaumont said it would have been better to target affordability regulations to riskier lending and lenders, as well as to make changes to the penalties regime.

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