Consumer Credit Fees Guidelines

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Commerce Commission

NZBA welcomes the opportunity to provide feedback to the Commerce Commission (Commission) on the September 2016 Consumer Credit Fees Guidelines (Guidelines), and commends the work that has gone into developing them.

NZBA supports the stated objectives of the Commission in producing the Guidelines,1 and considers the Guidelines will provide helpful guidance to lenders on the Commission’s views on how lenders should approach fee setting under the requirements of the Credit Contracts and Consumer Finance Act 2003 (CCCFA)

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