Responsible Lending Code Discussion Document

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Ministry of Business, Innovation and Employment

Thank you for the opportunity to submit on Responsible Lending Code Discussion Document – July 2014 (Discussion Document).

NZBA supports the objectives of the Government in changing the laws that cover consumer credit to:

  • ensure creditors lend responsibly, and
  • provide improved protection for vulnerable consumers.

In our submission, we make a number of general observations on matters of key importance to our members. We have also included answers to some of the questions posed in the Discussion Document, primarily as they relate to our key concerns.

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